FACTS

WHAT DOES VISIONARY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

What?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you

how we collect, share, and protect your personal information. Please read this notice carefully to

understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Checking Account Info                  Credit History

Credit Card or other debt               Wire transfer instructions
Payment History

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Visionary Federal Credit Union chooses to share; and whether you can limit this sharing.

Checking Account Info                  Credit History

Reasons we can share your personal information

Does Visionary FCU share?

Can you limit this

sharing?

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-

to offer our products and services to you

No

We do not share

For joint marketing with other financial companies

No

We do not share

For our affiliates everyday business purposes-

information about your transactions and experiences

No

We do not share

For our affiliates to market to you

No

We do not share

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

Questions?

Mail the form below

Please note: If you are a new member, we can begin sharing your information 30 days from the date

we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us any time to limit our sharing.

Call (412) 221-6660

Mail-in form

Leave Blank OR

[If you have a joint account your choices will apply to everyone on your account unless you mark below]

□ Apply my choices only to me

Mark if you want to limit

□ Do not share my personal information with non-affiliates to market their products and services to me.

Name

Mail to: Visionary FCU 201 Beram Ave Bridgeville, Pa

15017

Address

City State, Zip

Account #

Page 2

Who we are

Who is providing this notice?

Visionary Federal Credit Union

What we do

How does Visionary FCU protect

To protect your personal information from unauthorized access and use, we

my personal information?

use security measures that comply with federal law. These measures

include computer safeguards and secured files and buildings.

How does Visionary FCU

We collect your personal information, for example when you

collect my personal information?

Open an account

Make a wire transfer

Pay your bills

Provide account information

Apply for a loan

Why can't I limit sharing?

Federal law gives you the right to limit only the information that we do

not need to run our everyday business.

State laws and individual companies may give you additional rights to

limit sharing.

What happens when I limit

Your choices will apply to everyone on your account - unless you tell us

sharing for an account I hold

otherwise.

jointly with someone else?

Definitions

Affiliates

Companies related by common ownership or control. They can be financial

and nonfinancial companies. We do not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be

financial or non financial companies such as

Plastic card processor

Data processor

Periodic statement printer

Share draft printers

Consumer reporting agencies

Joint marketing

A formal agreement between nonaffiliated financial companies that

together market financial products or services to you such as

Cuna Mutual Group